The Working Class Doesn't Get You Financial Stability

This blog is harsh but it’s an unfortunate reality. Being part of the working class won’t get you financial stability for life. I say this to be truthful and not lie. Yes, you can make it to the top positions of senior management in Corporate America for any major corporation and make a significant amount of money in the 6 figures but here’s the caveat to that. I’m going to really break this down to you and it’ll hopefully make sense.


Let’s say you do great and get to the top of a company in your field in Corporate America. You’re doing well, successful, nice home, nice car and then boom, the economy changes, your company merges with another company, or your company goes into financial struggle. Guess who’s the first one to go?

The ones who make the most money, right? It’s how they save money and cut costs within their budget.


I don’t wish this on anyone but what I am saying is to always have investments, along with doing other things that bring you income. I’ve seen a lot of what I discussed in the previous paragraph. I’ve also seen people go through the things I’ve mentioned and it’s just the nature of Corporate America and how things go sometimes. 


What I’m trying to say is, control your own destiny. If you want to run your own show and do things on your own terms, then find a career that makes you happy. Did you notice I said, ‘career’ and not job. Most of the world has a ‘job’ that pays for you to live, not a career where you wake up with a passion everyday to be great. 


If you want to be financially stable for life, work your butt off to get to where you want to be. I’m not saying that anything is wrong with working in Corporate America, if it works for you and it makes you happy, then do it. You can become a doctor or dentist and have your own practice and be happy with that. 


The longevity of your life and living life on your own terms will be working on your craft and passion. Corporate America changes from day to day, companies change, people come and go. The same work hours everyday, being mentally, physically and emotionally drained. Unless you’re blessed enough to have a job where you’re happy most of the time. 


Having a limit on your sick time, maternity/paternity leave, vacation time, it all factors into your lifestyle and what you’re looking for. These are the things you will face. If you’re someone who wants to travel the world and see many countries, you think five weeks of vacation (the most companies give after years with them) will allow you to enjoy life? I don’t know, you tell me. 


When you retire, will you have enough money to live comfortably for the rest of your life? You just worked nearly 40 years of your life and there’s no guarantee how long you’re going to live after you retire. Some of you will only have a 401k and not a pension. Wouldn’t it be good if you had both? Some companies don’t give both anymore.


These are all of the things that you have to think about and being financially free and stable. It’s about living life on your own terms and loving what you do, not living a monotonous life. That’s not what life is, should be or be about. 


What kind of life do you want? What is it going to take to live the life you want? Think about it and know, Corporate America won’t get you the financial freedom you want. Working nearly 50 weeks a year is not life either. 


That’s my blog for today, be good everyone and go accomplish your goals!


Jamell Crouthers


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